creddit Platform Documentation
creddit is an institutional analytics platform for yield-bearing collateral in onchain lending protocols. It translates DeFi risk mechanics into the vocabulary and frameworks a TradFi credit analyst already uses: letter ratings, carry spreads, Sharpe ratios, stress scenarios, and named comparable issuers, so a credit officer at a bank, fund, or RWA desk can underwrite a DeFi position without first learning DeFi.
The product surface covers four pages: an asset coverage table, a carry-strategy screener (with a trade simulator and per-vault oracle transparency), a managed vault tracker, and a money-market rate monitor. The underlying design principle is memo over dashboard: every page defaults to a top-to-bottom reading experience with depth on demand, not a grid of charts.
Platform
- Architecture — tech stack, project layout, and the full PostgreSQL schema.
Product
- Asset Coverage — the yield-bearing collateral screener and yield-vs-SOFR history.
- Carry Strategies — the carry screener: table, three-panel chart, leverage slider, trade simulator, auto-discovered vault registry, and oracle tab.
- Managed Strategies — performance tracker for managed yield vaults.
- Money Market Rates — USDC/USDT supply rates across Fluid, Spark, Aave.
- UI Conventions — number formatting, color system, typography, responsive behavior.
Methodology & internals
- Data Layer — the single-source-of-truth APY math, yield sources, carry composition, distributional stats, and the simulator model.
- Data Pipeline — the off-chain refreshers, cadences, the vault-coverage sync, and backfills.
- Metric Methodology — exact formulas behind every column and chart.
- Oracle Transparency — how each strategy's collateral and debt are priced, and what that means for liquidation risk.
- API Reference — the serverless routes behind the interactive features.